Terms and Conditions

These terms govern your use of the Rich Girl Systems platform available at app.richgirlsystems.com. They form a legal agreement between you and Rich Girl Systems Limited (“Rich Girl Systems”, “we”, “us”).

If you do not agree with any part of these terms, please do not create an account or use the platform.

Rich Girl Systems is an online founder operating system. We provide structured business programs, tools, an AI assistant, and progress tracking for founders building profitable businesses. The platform is operated by Rich Girl Systems Limited, a private limited company registered in England and Wales under company number 17227864, whose registered office is at 40 Selhurst Place, London, SE25 5PY.

Rich Girl Systems Limited is registered with the UK Information Commissioner's Office under data protection registration reference ZC215304.

You must be 18 years or older to create an account. By signing up, you confirm you meet this requirement and that the information you provide is accurate.

You are responsible for keeping your login credentials secure. Do not share your account with anyone else. Notify us immediately at info@richgirlsystems.com if you believe your account has been accessed without your permission.

Free access. Certain tools and features are available without a paid membership.

Paid membership. A membership subscription unlocks the full platform, including all programmes, AI assistant, and advanced tools.

Free trial and automatic renewal. New members can start Core membership with a free trial of 7 days, or 14 days if you own one of our programmes. A valid payment card is required to start the trial, but you are not charged during the trial period. Unless you cancel before the trial ends, your membership automatically continues as a paid Core membership and your card is charged £14.99 per month (or the applicable annual price if you selected an annual plan), and on each renewal date after that. The free trial is available once per account. You can cancel at any time before the trial ends from your account settings to avoid being charged, and we will notify you before your trial ends.

Billing. After any trial, membership is billed on a recurring basis, monthly or annually depending on the plan you select. Your payment method is charged automatically at the start of each billing period until you cancel.

Cancellation. You can cancel your membership at any time from your account settings. If you cancel during a free trial, you will not be charged and access continues until the trial ends. If you cancel a paid membership, access continues until the end of the current paid period. See our Refund Policy for further details.

AI credits. Where your membership or a programme includes AI credits, those credits are provided for use during your current billing period or as otherwise stated. Unused credits do not roll over and have no cash value. If you downgrade or cancel, any remaining credits are forfeited at the end of your current paid period. Credits are not separately refundable.

Purchases through the Apple App Store or Google Play. If you subscribe through our iOS or Android app, your purchase is processed by Apple or Google rather than by us directly. In that case, payment is charged to your Apple or Google account, your subscription renews automatically through that account, and the price shown at the point of purchase applies. You must manage or cancel that subscription through your Apple or Google account settings, and we are unable to cancel or refund store purchases on your behalf. Apple or Google's own terms also apply to that transaction, and any refund for a store purchase is governed by that store's refund policy.

Programmes are structured educational content designed to help you build a business step by step. We do not guarantee any specific business outcome. Results depend on your commitment, effort, and the many external factors involved in building a business.

One-time purchase. Each programme is a one-time purchase, separate from any membership. Buying a programme is not a subscription and does not recur. A membership does not include, or grant ownership of, any programme, and buying a programme does not include a membership.

Your licence. When you buy a programme, we grant you a personal, worldwide, non-exclusive, non-transferable and non-sublicensable licence to access and use that programme's content for your own business. This licence is perpetual: it does not expire and does not depend on you holding a membership, so it continues even if your membership lapses or you cancel it, for as long as we make the platform available. It is a licence to access the content, not a sale or transfer of the content itself or of any intellectual property in it, and it remains subject to the restrictions in section 8 (Acceptable use) and section 9 (Intellectual property). We may suspend or end this licence only if you seriously or repeatedly breach these terms.

Refunds. A programme is digital content you can access immediately after purchase. When you buy one you ask us to make it available straight away and acknowledge that, once access has begun, you lose the statutory 14-day right to cancel that digital content. Programme purchases are therefore non-refundable once access has begun, except where the content is faulty or not as described, or where a refund is required by law. Nothing here affects your non-waivable statutory rights as a consumer. See our Refund Policy for full details, and section 5 above for purchases made through the Apple App Store or Google Play.

Our AI assistant provides educational guidance based on your inputs and business context. It is an educational tool only, not professional advice.

Do not treat responses from the AI assistant as legal, financial, accounting, or tax advice. For matters involving significant financial or legal risk, consult a qualified professional.

AI responses are generated by a large language model and may occasionally be inaccurate, incomplete, or not appropriate for your specific situation.

You agree not to:

• ◆Use the platform for any unlawful purpose.
• ◆Attempt to access other users' accounts or data.
• ◆Reverse-engineer, copy, or reproduce the platform or its content.
• ◆Resell or redistribute any platform content without our written permission.
• ◆Use automated tools to scrape or extract content from the platform.
• ◆Introduce any malware, virus, or code designed to disrupt or harm the platform.
• ◆Send, or use our tools to create, spam or unsolicited bulk messages, or otherwise breach anti-spam or e-marketing laws.
• ◆Infringe anyone's intellectual property rights, including copyright, trade marks, designs, database rights, or patents.
• ◆Harass, defame, threaten, impersonate, or abuse any person, or create or distribute unlawful, hateful, discriminatory, or deliberately deceptive content.
• ◆Use the platform, or any content or output it produces, to plan, promote, or carry out fraud, money laundering, tax evasion, or any other unlawful activity.

You are responsible for the legality, accuracy, and appropriateness of anything you ask our tools to produce, and for how you use any output. You must review AI-generated content before you rely on it or publish it.

We reserve the right to suspend or terminate accounts that breach these terms without prior notice.

All platform content, programmes, tools, designs, and software are owned by Rich Girl Systems or our licensors. You may use content for your own personal business purposes. You may not reproduce, distribute, or commercially exploit it without our written permission.

You retain ownership of content you create using our tools, such as documents created in Brand Studio or Email Studio. By storing content on our platform, you grant us a limited licence to host and display that content for the purpose of delivering the service.

Your inputs and outputs. You keep ownership of the business information and materials you put into the platform (your “inputs”) and of the content our tools generate for you from them, such as copy, images, plans, and analyses (your “outputs”), subject to the licence you grant us above and to any third-party rights in materials you supply. We do not claim ownership of your inputs or outputs. We continue to own the Rich Girl Systems platform, software, models, and systems, and we may use anonymised, aggregated data and learnings that do not identify you or your business to operate, secure, and improve the service.

When you connect third-party services such as Google Calendar, Shopify, or Zoom, you are subject to those services' own terms and privacy policies. We are not responsible for the actions, availability, or accuracy of third-party services.

We aim to keep the platform available at all times, but we cannot guarantee uninterrupted access. We may carry out maintenance that temporarily affects availability. We will provide advance notice where possible.

Provided “as is”. The platform, programmes, tools, AI assistant, and all related content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, and except as expressly set out in these terms, we make no warranties or representations of any kind, whether express or implied, including any implied warranties of satisfactory quality, fitness for a particular purpose, or that the platform will be uninterrupted, error-free, secure, or that any content or AI output is accurate, complete, or suitable for your circumstances. Any programme, tool, or AI output is educational and general in nature and is not legal, financial, accounting, tax, or other professional advice.

Not a professional adviser. Rich Girl Systems is a software platform. We are not an accountancy practice, law firm, tax adviser, or regulated financial adviser, and we do not provide accounting, bookkeeping, tax, payroll, legal, or regulated financial services or advice. Nothing in the platform, the programmes, the tools, the compliance features, or the AI assistant creates any professional-client, advisory, or fiduciary relationship between you and us.

Compliance and deadline tracking. The compliance and deadline features are a planning aid based on the details you provide. They are not professional advice and are not a guarantee. Dates shown are indicative and may change; you must confirm each obligation and its deadline with the relevant authority (such as HMRC or Companies House) or a qualified professional before relying on it. We are not responsible for any missed deadline, penalty, interest, or filing failure.

Your statutory rights. If you are a consumer, you have legal rights in relation to services that are not carried out with reasonable care and skill, and to digital content that is faulty or not as described. Nothing in these terms excludes or limits those non-waivable statutory rights, and the “as is” wording above applies only to the extent the law allows.

To the fullest extent permitted by law:

• ◆We are not liable for any indirect or consequential loss, including loss of business, revenue, or profits.
• ◆Our total liability to you for any claim arising from your use of the platform is limited to the amount you paid us in the 12 months preceding the claim.

Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or any other matter that cannot lawfully be excluded.

We may update these terms from time to time. We will notify you of significant changes by email. Continued use of the platform after changes take effect means you accept the updated terms.

You may close your account at any time. When you close your account, or ask us to delete it, we will stop providing the service to you and delete or anonymise your personal data in line with our Privacy Policy, except where we are required to keep certain records by law.

We may suspend or close your account if you seriously or repeatedly breach these terms, if we are required to do so by law, or to protect the platform or other users. Where it is reasonable to do so, we will give you notice first. If we close your account other than for a breach by you, any membership refund will be handled in line with our Refund Policy.

We are not responsible for any failure or delay in providing the platform that is caused by events outside our reasonable control, including failures of internet or hosting providers, power or telecommunications failures, strikes, government action, or natural events. Where such an event affects the service, we will take reasonable steps to limit the disruption.

These terms are between you and Rich Girl Systems. No other person has any rights to enforce any of these terms under the Contracts (Rights of Third Parties) Act 1999.

These terms, together with our Privacy Policy, Cookie Policy, Refund Policy, and Disclaimer, make up the entire agreement between you and us regarding your use of the platform, and replace any earlier agreement or understanding on the same subject.

If any part of these terms is found by a court to be unlawful or unenforceable, that part will be removed and the rest of the terms will continue to apply. If we do not enforce a right under these terms straight away, that does not mean we have given up that right.

Customers in the United Kingdom and the rest of the world. Except as set out below for customers in the United States, these terms are governed by the laws of England and Wales. Any disputes arising under these terms will be subject to the exclusive jurisdiction of the courts of England and Wales. If you are a consumer resident elsewhere in the UK, nothing in these terms affects the mandatory consumer-protection rights available to you under the law of your home nation.

Notice to United States residents. If you are a consumer resident in the United States, these terms are instead governed by the State of Delaware, without regard to its conflict-of-laws rules, and you and we agree to the exclusive jurisdiction of the state and federal courts located in the State of Delaware for any dispute arising under them. This does not deprive you of the protection of any mandatory consumer-protection law of the US state in which you reside, and nothing in these terms waives any right you cannot lawfully waive.

For questions about these terms, email info@richgirlsystems.com.